Get Local Help Choosing the Right Medicare Plan in Connecticut
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1‑800‑MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that are contracted with Medicare. Enrollment in any plan depends on contract renewal. We are not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.
Confused by Medicare? You’re Not Alone.
Choosing a Medicare plan isn’t just about checking boxes — it’s about making sure your health care and budget are protected as you age.

We take the time to understand your needs, explain the difference between Advantage, Supplement, and Part D plans, and help you make a confident, informed decision. Whether you’re turning 65 or helping a loved one transition, we’ll guide you through it all.
Understanding Your Medicare Options Shouldn’t Be Overwhelming
Comprehensive Plans, One Monthly Premium
What Is Medicare Advantage?
Also known as Medicare Part C, Advantage plans bundle Medicare Parts A and B — and often Part D — into a single plan offered by private insurance carriers. Many include extras like dental, vision, and hearing.
- Combines hospital & medical coverage
- Often includes prescription drug coverage
- May cover dental, vision & wellness
- Requires staying in-network for most plans
- Lower premiums, but may have more cost-sharing
Your Doctors, Lower Your Surprise Bills
Need Flexibility? Medigap Plans Might Be a Better Fit
Medicare Supplement (Medigap) plans help pay for the costs that Original Medicare doesn’t cover — like copays, deductibles, and coinsurance. These plans offer more flexibility in choosing doctors and hospitals.
- Helps cover out-of-pocket costs from Original Medicare
- Use any doctor or hospital that accepts Medicare
- No referrals required
- Does not include drug coverage (Part D needed separately)
- Premiums vary by age, plan letter & carrier
Make Sure Your Medications Are Covered
Prescription Coverage That Works for Your Needs
If you choose Original Medicare (with or without a Medigap plan), you’ll need a separate Part D plan for prescription drugs. These plans vary widely in covered medications, so it’s important to compare formularies and pharmacy networks.
- Covers common and specialty prescriptions
- Monthly premiums vary by carrier
- May include deductible and cost-sharing tiers
- Can change annually — review each year
- Avoid late penalties by enrolling on time
Need Answers?
Common Medicare Questions We Hear
Medicare can be confusing — we’re here to clear things up. Below are some of the most frequent questions our clients ask when considering their options.
When can I enroll in Medicare?
Most people are eligible at age 65. Your Initial Enrollment Period begins three months before the month you turn 65 and lasts for seven months total.
What’s the difference between Medicare Advantage & Supplement?
Advantage plans are bundled, lower-cost plans from private insurers. Supplement plans work with Original Medicare and offer more flexibility, often with higher premiums.
What does Part D cover?
Medicare Part D covers prescription drugs. Each plan has a different list of covered medications (formulary), so we’ll help match one to your needs.
Will my doctor accept my Medicare plan?
That depends on the type of plan. With Supplements, you can see any doctor who accepts Medicare. Advantage plans often require staying within a network.
Can you help me compare options?
Absolutely. That’s what we do best — we’ll explain what fits your health, budget, and preferences, and we’ll walk you through enrollment.
Get Local Medicare Help Today
Talk to Someone Who’s Been There