Strengthen Your Benefits Package With Group Life, Dental & Disability
Benefits That Make a Difference
Offering group life, dental, vision, and disability insurance helps show your employees that you care — and it can go a long way in retaining top talent. These benefits are often affordable, easy to manage, and appreciated by employees of all ages.
We’ll help you compare carriers, design a smart benefits offering, and make enrollment seamless. Whether you’re bundling these with health insurance or offering them à la carte, we’ll guide you every step of the way.
Add Value to Your Team Without Adding Complexity
Affordable Life Insurance Employees Appreciate
Protect Employees and Their Loved Ones
Group life insurance offers a foundation of financial protection in the event of an employee’s death. Accidental death & dismemberment (AD&D) coverage can be added for extra peace of mind.
- Employer-paid or voluntary options
- Flat-dollar or salary-based coverage
- AD&D coverage available
- Optional spouse/child coverage
- Simple underwriting & guaranteed issue options
Simple Plans With Big Impact
Keep Employees Smiling With Preventive Care
Dental and vision plans are two of the most-requested benefits outside of health insurance. We’ll help you offer coverage that fits your team’s needs and budget — with flexible contribution options.
- Preventive & restorative dental coverage
- Exams, cleanings, fillings, crowns & more
- Vision exams, frames, lenses, contacts
- Voluntary or employer-funded
- Large, national provider networks
Support Employees When They Need It Most
Protect Income During Life’s Interruptions
Disability insurance replaces a portion of income if an employee can’t work due to illness, injury, or childbirth. It’s a crucial layer of financial protection — and often more affordable than expected.
- Short-term (up to 6 months) and long-term (6+ months)
- Replaces 40–70% of income depending on plan
- Easy payroll deductions for voluntary plans
- Helps employees stay afloat during recovery
- May include rehab or return-to-work benefits
Common Questions From Employers
Group Life, Dental & Disability FAQs
These supplemental benefits are often easier to manage and more budget-friendly than business owners expect. Here's what you should know:
Do I have to offer health insurance to offer life, dental, or disability?
No — these can be offered independently or bundled with group health plans. We’ll help you choose what fits.
Can employees pay for these benefits themselves?
Yes — many of these can be offered as voluntary, employee-paid plans through payroll deductions.
Is there a minimum number of employees required?
Most carriers require at least 2 eligible employees, but we’ll review your situation and match you with a fitting solution.
Often no — group plans frequently offer guaranteed issue during initial enrollment periods, especially for life and disability coverage.
If you use your vehicle for business (deliveries, job sites, client visits), you likely do. We’ll help you determine if your personal policy covers enough.
How much do these benefits cost?
It varies, but many small employers are surprised how affordable they are — especially when offered on a voluntary basis.
Small Benefits Make a Big Difference